.page-risk-management {
  font-family: Arial, sans-serif;
  line-height: 1.6;
  color: #E0E0E0; /* Light grey for text on dark background */
  background-color: #121A26; /* Slightly lighter dark background than main color for contrast */
}

.page-risk-management__container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.page-risk-management__hero {
  background: linear-gradient(135deg, #1A2E47, #0F1D2F); /* Darker gradient for hero */
  padding: 80px 0 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
  border-bottom: 5px solid #FFD700;
}

.page-risk-management__hero-title {
  font-size: 3.2em;
  color: #FFD700; /* Gold for main title */
  margin-bottom: 20px;
  text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.5);
}

.page-risk-management__hero-description {
  font-size: 1.2em;
  color: #B0B0B0;
  max-width: 800px;
  margin: 0 auto 30px;
}

.page-risk-management__hero-image-wrapper {
  position: absolute;
  bottom: -50px;
  left: 50%;
  transform: translateX(-50%);
  width: 100%;
  max-width: 1000px;
  opacity: 0.3;
  z-index: 0;
}

.page-risk-management__hero-image {
  width: 100%;
  height: auto;
  display: block;
}

.page-risk-management__btn {
  display: inline-block;
  padding: 12px 25px;
  border-radius: 5px;
  text-decoration: none;
  font-weight: bold;
  transition: background-color 0.3s ease, color 0.3s ease, transform 0.2s ease;
  margin: 10px;
  z-index: 1;
  position: relative;
}

.page-risk-management__btn--primary {
  background-color: #FFD700; /* Gold */
  color: #1A2E47; /* Midnight blue */
  border: 2px solid #FFD700;
}

.page-risk-management__btn--primary:hover {
  background-color: #E5C100; /* Darker gold */
  transform: translateY(-2px);
}

.page-risk-management__btn--secondary {
  background-color: transparent;
  color: #FFD700; /* Gold */
  border: 2px solid #FFD700;
}

.page-risk-management__btn--secondary:hover {
  background-color: #FFD700;
  color: #1A2E47;
  transform: translateY(-2px);
}

.page-risk-management__btn--link {
  background-color: transparent;
  color: #FFD700;
  border: none;
  padding: 0;
  margin: 0;
  text-decoration: underline;
}

.page-risk-management__btn--link:hover {
  color: #E5C100;
  text-decoration: none;
}

.page-risk-management__section {
  padding: 60px 0;
  background-color: #1A2E47;
  border-bottom: 1px solid rgba(255, 215, 0, 0.1);
}

.page-risk-management__section:nth-of-type(even) {
  background-color: #0F1D2F;
}

.page-risk-management__section-title {
  font-size: 2.5em;
  color: #FFD700;
  text-align: center;
  margin-bottom: 40px;
  position: relative;
}

.page-risk-management__section-title::after {
  content: '';
  display: block;
  width: 80px;
  height: 3px;
  background-color: #FFD700;
  margin: 15px auto 0;
}

.page-risk-management__section-subtitle {
  font-size: 1.8em;
  color: #FFD700;
  margin-bottom: 20px;
}

.page-risk-management__section p {
  font-size: 1.1em;
  margin-bottom: 20px;
}

.page-risk-management__section ul {
  list-style: disc;
  margin-left: 20px;
  margin-bottom: 20px;
}

.page-risk-management__section li {
  margin-bottom: 10px;
}

.page-risk-management__image-text-grid {
  display: flex;
  gap: 40px;
  align-items: center;
  margin-top: 40px;
}

.page-risk-management__image-text-grid-image {
  flex: 1;
  max-width: 500px;
  border-radius: 10px;
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.3);
}

.page-risk-management__image-text-grid-content {
  flex: 1;
}

.page-risk-management__feature-grid, .page-risk-management__support-grid, .page-risk-management__tip-grid, .page-risk-management__commitment-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.page-risk-management__feature-item, .page-risk-management__support-item, .page-risk-management__tip-item, .page-risk-management__commitment-item, .page-risk-management__info-card {
  background-color: #233751; /* Darker blue */
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
  text-align: center;
  transition: transform 0.3s ease;
  border: 1px solid rgba(255, 215, 0, 0.1);
}

.page-risk-management__feature-item:hover, .page-risk-management__support-item:hover, .page-risk-management__tip-item:hover, .page-risk-management__commitment-item:hover, .page-risk-management__info-card:hover {
  transform: translateY(-5px);
}

.page-risk-management__feature-icon, .page-risk-management__support-icon, .page-risk-management__tip-icon, .page-risk-management__commitment-icon, .page-risk-management__info-card-icon {
  width: 70px;
  height: 70px;
  margin-bottom: 20px;
  filter: drop-shadow(0 0 5px rgba(255, 215, 0, 0.5));
}

.page-risk-management__feature-title, .page-risk-management__support-title, .page-risk-management__tip-title, .page-risk-management__commitment-title, .page-risk-management__info-card-title {
  font-size: 1.5em;
  color: #FFD700;
  margin-bottom: 15px;
}

.page-risk-management__info-card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.page-risk-management__info-card ul {
  text-align: left;
  list-style: inside;
  padding-left: 0;
}

.page-risk-management__info-card li {
  margin-bottom: 8px;
}

.page-risk-management__detail-list {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
  margin-top: 40px;
}

.page-risk-management__detail-item {
  background-color: #233751;
  padding: 25px;
  border-radius: 8px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
  border-left: 5px solid #FFD700;
}

.page-risk-management__detail-title {
  font-size: 1.6em;
  margin-bottom: 10px;
}

.page-risk-management__detail-title a {
  color: #FFD700;
  text-decoration: none;
  transition: color 0.3s ease;
}

.page-risk-management__detail-title a:hover {
  color: #E5C100;
  text-decoration: underline;
}

.page-risk-management__detail-description {
  color: #B0B0B0;
  margin-bottom: 15px;
}

.page-risk-management__cta-content {
  text-align: center;
  background-color: #233751;
  padding: 50px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.3);
  border: 2px solid #FFD700;
}

.page-risk-management__cta-buttons {
  margin-top: 30px;
}

/* Responsive adjustments */
@media (max-width: 992px) {
  .page-risk-management__hero-title {
    font-size: 2.5em;
  }
  .page-risk-management__section-title {
    font-size: 2em;
  }
  .page-risk-management__image-text-grid {
    flex-direction: column;
    text-align: center;
  }
  .page-risk-management__image-text-grid-image {
    max-width: 100%;
  }
}

@media (max-width: 768px) {
  .page-risk-management__hero {
    padding: 60px 0 30px;
  }
  .page-risk-management__hero-title {
    font-size: 2em;
  }
  .page-risk-management__hero-description {
    font-size: 1em;
  }
  .page-risk-management__section {
    padding: 40px 0;
  }
  .page-risk-management__section-title {
    font-size: 1.8em;
  }
  .page-risk-management__feature-grid, .page-risk-management__support-grid, .page-risk-management__tip-grid, .page-risk-management__commitment-grid, .page-risk-management__info-card-grid {
    grid-template-columns: 1fr;
  }
  .page-risk-management__btn {
    padding: 10px 20px;
    font-size: 0.9em;
  }
}

@media (max-width: 480px) {
  .page-risk-management__hero-title {
    font-size: 1.8em;
  }
  .page-risk-management__section-title {
    font-size: 1.5em;
  }
  .page-risk-management__feature-title, .page-risk-management__support-title, .page-risk-management__tip-title, .page-risk-management__commitment-title, .page-risk-management__info-card-title {
    font-size: 1.3em;
  }
  .page-risk-management__cta-content {
    padding: 30px;
  }
  .page-risk-management__btn {
    display: block;
    width: calc(100% - 20px);
    margin: 10px auto;
  }
}